Research, perspectives & predictions shaping the future of risk and compliance.
Regulatory analysis, BaaS enforcement trends, and continuous oversight guidance for banks and credit unions managing fintech partnerships.
Less Checklist, More Judgment: What the Proposed Third-Party Risk Rewrite Means for Fintech Partnerships
The agencies have proposed replacing the 2023 third-party risk guidance with a shorter, principles-based version. Here is what could get easier for fintech partnership programs, and what does not.
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The Next Phase of Bank–Fintech Partnerships: Why Risk Intelligence Matters More Than Ever
As bank–fintech partnerships expand, banks need more than periodic due diligence. Learn how continuous risk intelligence helps manage fintech risk at scale.
10 Enforcement Actions That Reshaped BaaS Regulation
Explore 10 enforcement actions that reshaped Banking-as-a-Service regulation and what banks must learn about fintech oversight, AML monitoring, and third-party risk.
The Re-visioning of Reputation Risk: A New Era for Bank-Fintech Due Diligence
Fintech Risk Assessment, BaaS Risk Assessment, Third Party Risk Assessment
Beyond Hallucinations: How Across Balances AI Speed with Human Expertise
Third Party Fintech Risk Assessment Risk Assessment of Fintech and BaaS Partner Fintech Program BaaS Program
Our Journey to SOC 2 Attestation: Why We Chose Trust Before Scale
When you build infrastructure for banks and credit unions, trust isn’t a feature you add later—it’s the foundation you build on from day one. At Across, we…
The Road to Fintech Onboarding: From Strategic Impetus to Regulatory Assurance
Fintech Risk Assessment Across Third Party Risk Assessment Fintech Due Diligence Third Party Partner Due Diligence Third Party Partner Risk Assessment
The Strategic Imperative: Why Bank-Fintech Partnerships Are No Longer Optional
Discover why Bank-Fintech partnerships are essential for modern financial institutions. Learn how banks and Fintechs can leverage each other’s strengths to drive innovation, reduce risk, and accelerate customer acquisition.
The First Filter: How Banks Can Identify High-Risk Fintechs Early
Discover how a Pre-Due Diligence (Pre-DD) process helps banks quickly assess fintech partners, spot red flags early, and streamline onboarding while minimizing regulatory and operational risks.
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Behind the Screens: What Compliance Officers are really looking for
Inside fintech compliance: how banks investigate suspicious transactions in BaaS partnerships and how Across supports end-to-end oversight.
Fintech Failures & Lessons on Bank-Fintech partnerships
As Banking-as-a-Service (BaaS) partnerships expand, financial institutions face rising risks from fintech failures. This article examines recent cases—WealthTek, Synapse, and Green Dot—to highlight oversight gaps and provide actionable guidance on onboarding, monitoring, and periodic risk assessments to manage fintech-related exposure.
From Consent Orders to Compliance: How Small Banks Can Stay Ahead
Learn how small banks can avoid enforcement actions by strengthening compliance frameworks, managing fintech partnerships, and enhancing BSA/AML programs amid evolving regulatory scrutiny.
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Manage Multiple Fintech Partnerships with Limited Staff and Budget
Learn how community banks and credit unions can effectively manage multiple fintech partnerships with limited resources. Discover strategies for automating compliance, leveraging expert support, and streamlining communication—without stretching your team thin. Explore how Across simplifies fintech risk management for small banks.
Fintech Onboarding: A Manual Overload for Community Banks and Credit Unions
When a community bank or a credit union decides to launch a fintech program, it’s not just about navigating technological challenges; there’s also a…
Third-party Fintech Risk Assessment for Seamless Onboarding
Streamline your fintech onboarding process with a comprehensive third-party risk assessment. Discover how Across helps banks efficiently evaluate fintech partners, ensuring compliance, reducing manual effort, and accelerating growth without expanding compliance teams.
Why we started Across
Discover why Across was created: After building Machnet, a Payment-as-a-Service platform, we faced challenges in onboarding financial institutions for cross-border money transfers. Learn how Across simplifies risk management for fintech partnerships, empowering small banks and credit unions to innovate confidently and scale without specialized teams.